Your Lender for Life

                                       Private Money & Hard Money Made Easy 310-737-8420

Abbriviated List Of The Most Popular Loans We Offer:

As of October 2013

Hot Loan Product #1

4.75%  SIVA - Easy doc Stated Income Verified Assets  30 YEAR Loan for owner occupied at 70% LTV, 1-4 units and investment properties too. Cash out available at 55% LTV. Loans up to $1M. Min mid fico 700. No 4506T. No tax returns. No W2s. No 1099s. No for sale by owner.  See guidelines for specifics. CA only properties  

Salaried Borrowers OK. Self Employed Borrower must be self-employed for a minimum of 2 yrs in the same line of business.  The business phone number must be verifiable via 411 or internet.  Business licence & CPA letter verifying the borrower's ownership of business for the last 2yrs is required. 12 months reserves requried from borrower's personal/savings account.  Click here FLYER and for detailed Guidelines


Hot Loan Product #1B

7.95% 30 term Bank Statement Only Program. Up to 80% LTV for 1-4 units owner occupied and investment properties too. 500+ fico required. Cash out available. No 4506T. No tax returns. No W2s. No 1099s. We use 100% of deposits for income qualification. Click here FLYER and for detailed Guidelines


Hot Loan Product #2

50% LTV Stated Income Stated Assets "SISA" at 5.99% with NO Fico. Has to be in A+ neighborhood. Non Owner investment SFR, 2-4 units, Retail office, mixed use. Click here for detailed Flyer Pacific Coast only.

Hot Loan Product #3

80% Stated income and Stated Assets "SISA". Low fico OK. Loan amounts $75K to $1,250,000. No personal financials. Loan term 6 to 9 months extendable. Great for fixing and flipping properties. Investment loan only. CA only properties.


Hot Loan Product #4

2nd Trust deeds at 65% CLTV. Stated Income "SISA". No financials needed. Low Fico OK. Rates aprox. 12.5% to 13.5%. CA only properties

Hot Loan Product #5

Equity Line of Credit - Stated Income Stated Assets - SISA up to 60% LTV or CLTV. Can be in 1st or 2nd position. Rates 9% to 11%. Only pay for what you are using. Juice it up and pay it down as much as you want.  Brokers get paid on the gross line amount. CA only properties.


Hot Loan Product #6

65% for SFR, 1-4 units. SIVA. Basic Loans to $2 million first position. Max LTV 65% at 7.99%-8.99% with 8 months banks statements with good fico. Terms are for 3 or 5 years. Corps - LLC and Trusts are all OK to fund into. Rates based on CA properties. Rates different for other states.

Hot Loan Product #7

75% for SFR, 1-4 units. SISA. Stated income Stated assets "SISA" at 10% to 11% with No fico. Loans to $2M. Loan terms are for 3 or 5 years. Corps - LLC and Trusts are all OK to fund into. Rates based on CA properties. Rates different for other states.


Hot Loan Product #8

70% for SFR, 1-4 units. SISA. Rate 9% to 10%. Term 3 years. Non owner. LLC or Corp is okay. CA only properties.

Hot Loan Product #10

Fix and Flip / Purchase Rehab Loans. As a make sense lender we may lend up to 100% of the purchase price plus 100% improvements financed too. Any type of residential or commercial property.  Click here for details Non owner investment loan only. Check Your Deal with our Analyzer CA only properties.


Hot Loan Product #11

5+ units. Multifamily Home Loans - No 4506 - No Tax returns on borrowers. Charge as many points as you want. Rates start at 3.14%.  Click here for details  Nationwide.


Hot Commercial Loans #12

"Click" on this Link for Details Nationwide


Hot Loan Idea #13

Start selling our loan products to other mortgage brokers and make big money. Go to JOIN OUR TEAM to learn more.


Any rates and terms stated above are for professional real estate mortgage brokers and bankers only. Rates, terms and procedures subject to change daily. All loans are for investment purpose only unless specially stated.

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Equity Development is here to help you fund more transactions. We fund loans in-house with the use of our own funds or investor funds. That means you get fast answers and quick funding.

In this business it's who you know even more than what you know.

Equity Development has working relationships with life insurance companies, pension funds, mutual funds, and other sources capable of meeting a variety of financing needs. Headquartered in Calabasas, California, the company actively sources capital throughout the United States. Having exclusive and semi-exclusive relationships with various private and institutional investors, we can deliver competitively priced capital for commercial income property nationwide and residential real estate within California. We always protect the brokers we work with.

If you like fast, honest answers call us or fill out the loan request form .

Partial List of Loans We Fund:

1st Trust Deeds 1-4 Residential Non-Owner                           
(Owner Occupied case-by-case):

Investor Line Of Credit up to $12,500,000         

@ 7.9% fixed - start buying homes & flip them.

      Who wants to be the bank?

Up to 65% LTV (sometimes 80% now)
No Credit Scoring
Foreclosure / bankruptcy bailouts
Easy Income Documentation
Refinance while listed
Properties in Probate / Trust
Owned by Corporation or LLC Construction Loan Full Doc, 
Reverse Mortgages ,  


            Once you have this "line of credit" it is time to fire your 

             other lenders and brokers! Easy application.

             For details see Line of Credit tab. 





Commercial Loans

5+ Units
Up to 75% LTV

60% LTV (65% LTV case by case)
Retail, Office, Mixed Use, Industrial

"Click" For Commercial Rates & Hedge Fund Loans

Construction Loans

Rehab Loans

Retail, Office, Mixed Use, Industrial

Most times 100% of purchase price plus a large portion of the cost of improvements to be financed and disbursed after the purchase.  3 to 4 point cost is the cheapest in the industry with Zero down.

Bridge Loans

Manufactured Homes

Listed for sale 
Up to 65% to 75% LTV
1 year interest only

Up to 95% LTV
Must be on permanent foundation
Rural properties to 40% LTV

Loans we will not fund; fish farms, far-out properties, hard or impossible to comp properties, purchase loans with no borrower funds, cash-out on recently purchased properties without additional verifiable improvements.


DRE 01105429 (NMLS# 469849) | Phone: 310-737-8420 | Fax: 310-496-6196
Equity Development | 22287 Mulholland Highway Suite 198, Calabasas CA 91302

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Continuing Education for Real Estate Professionals

NMLS Approved Mortgage CE Course

Types of Hard Money


Want to be a part of our syndicate? Partner with the best. We buy homes and fix and flip them too. We use our loan programs. Min investment $10K. Turn time is usually less than 12 months. Returns on your investment are usually 45% to 85% within a 12 month period. See prospectus for specifics. If interested contact us  or call 310-737-8420


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